Financial and Technological Literacies: An Integrated Systematic Review Using PRISMA Workflow, Bibliometric Analysis and TCCM Framework for Future Research Agenda

Abstract

This bibliometric analysis utilizes the Theory–Characteristics–Context–Methodology (TCCM) framework to elucidate the dynamic interplay between finance and technology within scholarly research. The investigation is anchored on the PRISMA guidelines for article selection and employs VOSviewer for rigorous data scrutiny. A total of 160 scholarly articles, spanning from 2001 to 2023, form the corpus of this study, offering a robust temporal perspective on the development of Financial and Technological Literacies (FTL). The analytical approach adopted here integrates bibliometric and network analyses to delineate critical themes, identify influential authors, and recognize nascent FTL literature trends. This research uncovers significant gaps within the FTL discourse, especially concerning cross-cultural applicabilities and sector-specific comparisons, which underscore the complexity and diversity of financial and technological integration across different economic and cultural landscapes. Furthermore, the study presents 16 targeted recommendations to enrich future research trajectories. These suggestions highlight the need for expansive empirical studies and the value of longitudinal research designs to track evolutionary trends and deepen understanding. This study furnishes comprehensive insights that are instrumental for educators, policymakers, and researchers engaged in the continuously evolving field of FTL through the meticulous integration of theoretical frameworks, data analysis tools, and systematic literature review protocols.