Applying Routine Activity Theory to Determine What Exposes Malaysian E-Commerce Fraud Victims

Abstract

The internet's creation and growth created a new virtual world that was very similar to our real world. This created many great chances for people to make their lives better. The internet lets people stay in touch in real time over long distances for little money. One more thing you can do from home is shop, work, or study. Thanks to online identification systems, you can even do official administrative tasks linked to citizen issues. On the other hand, big and quick changes in technology make it easier for both good people and businesses to adapt to these new technologies and for bad people to change how they do things quickly. The Routine Activity Theory is a great way to look into online abuse because it is a key theory on the subject. The Routine Activity Theory is the main idea behind this study. Because of the small size of this study, this paper will only look at how psychological traits affect the chance of becoming a victim of fraud and how exposure to fraud affects becoming a victim of E-Commerce fraud.